Apply for your FHA 203k loan

Fixing up Foreclosures - The FHA 203K

How to use the FHA 203k Loan Program

Many people are buying inexpensive foreclosures, but sometimes the homes need a lot of work and buyers just don't have the cash to make the repairs.

There is a way for buyers to get money for the repairs.  Get the details on how the FHA Streamline 203k loan program works.


There are a number of home improvements that can be under the FHA 203k loan program.   Here are some examples (SOURCE: US Department of Housing and Urban Development):



  • Roofs, gutters, and downspouts
  • HVAC systems-heating, venting and air-conditioning
  • Plumbing and Electrical
  • Minor kitchen and bath remodels
  • Flooring: Carpet, tile, wood, etc.
  • Interior and exterior painting
  • New windows and doors
  • Weather stripping and insulation
  • Improvements for persons with disabilities
  • Energy efficient improvement
  • Stabilizing or removing of lead paint
  • Decks, patios, porches
  • Purchase of new kitchen appliances/washer/dryer

The FHA 203k streamline loan program is one of the best programs for buyers looking to do repair work on a home.

A buyer purchasing a foreclosure can take advantage of this program by rolling in the cost of the repairs or new applicances and carpet into their loan rather than paying for these items on a credit card or using their own cash.

Apply for you FHA 203k Loan

FHA 203-K


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